"I was not the least bit disappointed--in fact, I could not be happier. Wallets are such a personal choice, and I have spent a lot of time looking "for just the right one". The leather is gorgeous (I got the navy). Love how well made and durable this wallet is--the zippers are well made, as is the snap. The credit cards fit "just right". Not too snug, for easy access, and not so loose the cards slip. It is just the perfect wallet for me!!"